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Tenants’ insurance, condo & home insurance, and building insurance: what’s the difference?
If you’re purchasing tenants’ insurance, also known as renters’ insurance, you’re bound to bump into many confusing terms. It may be hard to distinguish between other apartment or home insurance products, as well. This article provides a concise breakdown of tenants’...
Five reasons why personal trainers need professional liability insurance
Insurance is an integral part of your training business. You should purchase both professional and general liability insurance to ensure that all your bases are covered. Being a personal trainer isn’t just a job — you’re also a business owner. This means considering...
How insurance protects gym owners from vicarious liability
Vicarious liability occurs when a party is held partly or fully responsible for a third party’s actions. This commonly occurs in employer-employee relationships, where the employer is legally and financially accountable for their employees’ actions. However, as a gym...
How to start selling at a farmers’ or holiday market
Local markets are filled with handmade soaps and delicious pies. Among the many types, farmers’ and holiday markets tend to be the most popular. They’re quite different in nature — farmers’ markets are around every weekend during the sunny weather, while holiday...
Why your tenants should be insured
As a landlord, you understand that both good and bad tenants create risks. They could sue you for injuries or take you to the landlord-tenant board to dispute issues, ultimately costing time and money. If they accidentally start a fire and damage surrounding...
Getting the proper insurance as a contractor
Whether you work on residential homes or commercial buildings, renovations, electrician work, or air ducts are complicated and often dangerous. There are sharp tools, heavy machinery, and plenty of other risks. You also need to worry about the business aspect of your...